When it comes to a Connecticut workers’ compensation claim it is important to know what steps you should take if you are injured in the workplace to get your claim filled, but it is also good information to know how costly your injury might be to your company. While the cost of the injury may not be the only reason an employer may deny your claim, it is possible that it would become a factor and for you to know where you stand on cost is important.
For purposes of this exercise we will use data from the National Council on Compensation Insurance (NCCI) who tracks these statistics in their Workers’ Compensation Statistical Plan database. While these are national numbers based on data collected throughout the U.S. we can draw some parallels to Connecticut and use these as a basis for understanding where the costs lie for similar injuries that occur in workplaces across the state.
This data reflects the costliest injuries that result in lost-time in the workplace. As you read these numbers you should be less interested in the overall cost of the injury, as that will vary, but take particular interest in where each type of injury ranks in the grand scheme of these injuries in the workplace.
The costliest injury that results in lost-time in the workplace is an injury involving a motor-vehicle crash which on average costs employers nearly $86,000. The rest of this list is under that dollar value, but the dollar value is the least important part of the list, so again, just focus on where these injuries rank.
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Motor vehicle (just under $86,000)
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Burn injuries (just under $55,000)
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Slip and fall injuries (just under $50,000)
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Caught injuries (just under $45,000)
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Struck by (just under $40,000)
To review the complete list of injuries and their average cost to employers you can click here and get a list of all injuries recorded by the NCCI.
The cost of an workplace injury to an employer may not always dictate whether they approve or deny your Connecticut workers’ compensation claim, but it may become a factor. It is important for you, as the employee, to have all the facts when going into the claims process. If you can be armed with data that talks about your injury you will give yourself the knowledge that is needed to improve your chances of your claim going through.
The expertise and knowledge of a board certified workers’ compensation attorney will also help you in the process of filing your claim. You may need someone who has been through the filing process many times to work with you on your situation and fight alongside you to protect your long-term interests.
